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There are many financial institutions eager
to help you with your financial requirements and sell products
based on their features and benefits. In contrast, at Henwood
Court we firstly consider your life goals and overall context
of your financial circumstances, not just individual product
features. We then give you the best information on all the
options available which is communicated to you in a straightforward
way. We don’t have company targets to meet, we don’t
have products to push. As Independent Financial Advisors our
product is the advice itself.
Financial Review
Investment Service
Estate Planning (Inheritance
Tax)
Retirement Planning
Pensions
Protection
Mortgage Services
Reducing Tax
Equity Release
Endowment Review
Redundancy and Personal Finance
Corporate Financial Solutions
You may request more detailed literature relating one of
the above topics. Simply e-mail info@henwoodcourt.com
and state which particular subject you would like to further
information on. We will then forward a fact
sheet that will assist in your understanding of a particular
area.
This service can be likened to a financial MOT. Its purpose
is to discuss your financial objectives, evaluate where you
are, review the appropriateness of existing financial arrangements,
and get your finances organised and onto a platform that will
provide you with greater purpose and financial peace of mind.
We offer advice on a wide range of collective investments
and portfolio construction for both the first time and mature
investor. Our first task is to find out what your investment
objectives are and then design a coherent ‘goals based’
investment strategy that satisfies these objectives. Regular
reviews to ensure continued appropriateness to provide reassurance
and guidance is all part of our package.
Inheritance Tax has always tended to be viewed as a tax on
the 'ultra-wealthy'. What many people fail to realise until
it's too late is that they may end up paying this tax simply
because of a lack of forward planning, reducing the value
of the estate they leave behind for their loved ones. With
recent property price rises putting many of even the most
modest households in to the inheritance tax 'trap', it's vital
for clients to seek professional help with their estate planning.
There are various steps that we can take to help reduce or
even eliminate liability to inheritance tax, and Henwood Court
can help guide you through the process. From assessing the
extent of the liability, we can go on to make a range of potentially
tax saving recommendations.
The uncertainty that comes with retirement makes independent
financial advice essential. Our wealth of experience within
this area will help guide you through the many issues such
as annuity purchase, income drawdown, taxation, money management,
occupational and state pension decisions. Our goal is to hold
your hand through this uncertain period in your life and develop
a financial strategy to help you maintain your lifestyle in
retirement.
The pension as we know and understand is changing.
You will be surprised what you can do these days with a pension
these days. Our expert advice will guide you through the
maze of opportunities that exist within this area and review
existing arrangements.
You can see our guide to pensions simplification by clicking
here.
We can help you to calculate your life assurance, critical
illness and income protection needs, and provide cost effective
ways to provide protection for you and your family. Included
will be a review of any existing plans’ held to ensure
they remain appropriate to your needs and cost effective.
If you are looking for the best deal to help purchase a new
home, save money on your existing mortgage or fund investment
in rental or overseas property markets, we can help. Our highly
individualise service take all the hard work out of finding
and arranging the most competitive mortgage solution for you.
There may be a fee payable for the provision of mortgage
advice of £200.00. This fee will vary depending on circumstance.
There are two certainties in life: death and taxes. Whilst
we cannot avoid all taxation, many of us end up paying more
than we have to, or missing opportunities to save on tax and
take advantage of tax allowances.
Effective tax planning goes beyond just astute investment
decisions. Henwood Court can help you make effective plans
throughout your life, making sure that tax allowances and
relief’s are fully utilised. As well as advising on
tax free and tax efficient investments we also offer comprehensive
advice on issues such as trusts, ensuring that proceeds pass
free of immediate tax both before and after death to intended
beneficiaries.
The
Financial Services Authority does not regulate this service.
Your home may be your largest asset. We have access to many
schemes that will allow you to unlock the capital tied-up
in bricks and mortar to help you to achieve greater financial
freedom while continuing to live in your home. We do not enter
into such arrangements lightly and would encourage family
involvement with such a decision. However, once it has been
decided that this is the right solution for you, we will assess
your exact requirements and select a scheme from the many
available that meets with your personal requirements.
Many people are now facing up to large endowment shortfalls
creating concerns about how the mortgage will be repaid. If
you are affected by this then don’t bury your head in
the sand as the problem will not go away it will just get
bigger. Our endowment review service squares up to the problem
and will help to devise an effective strategy to suit you
and your budget.
Our comprehensive financial counselling service is designed
to provide peace of mind and offer guidance to matters that
will need to be considered both on and after leaving your
employer. This may include budget planning, replacing ‘lost’
company benefits such as life assurance, tax planning, investing
a lump-sum, pension considerations and much more.
We are experienced at dealing with all corporate matters
relating to finance. This includes pension planning for business
owners, directors, partners and employees, group life assurance
and income protection arrangements, Key Persons Assurance,
and Shareholder Protection.
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